SALON INSURANCE PACKAGES |
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| Arranging the insurance for your business can be time consuming and extremely complicated. At Salon Insurance Australia we have put together three (3) levels of cover to help customers make their decision, however allow you the freedom of being able to “chop and change” to suit your individual circumstances. |
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Package 1 – Liability Only ($445*) |
| This cover is generally taken by home and mobile businesses, as well as contractors that work in salons |
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| Public Liability |
$10 Million |
| Products Liability |
$10 Million |
| Treatment Risk Liability |
$10 Million |
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Package 2 – Small Business Pack ($675*) |
| This cover is mainly suited for barber shops, salons located in shopping centres, people just looking to satisfy their lease, start up businesses, or anyone else that is just looking for a good basic purchase. |
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| Fire & Perils (Inc. Accidental Damage) |
$45,000 Contents & Stock |
| Internal & External Glass (Inc. Signwriting) |
Full Replacement Value |
| Public Liability |
$10 Million |
| Products Liability |
$10 Million |
| Treatment Risk Liability |
$10 Million |
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Package 3 – Business Pack ($835*) |
| Many of our customers find that this package is great value for the extra protection their business needs. |
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| Fire & Perils (Inc. Accidental Damage) |
$45,000 Contents & Stock |
| Burglary |
$10,000 Contents & Stock |
| Money (Blanket) |
$1,000 At All Times |
| Internal & External Glass (Inc. Signwriting) |
Full Replacement Value |
| Public Liability |
$10 Million |
| Products Liability |
$10 Million |
| Treatment Risk Liability |
$10 Million |
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Additional Section(can be added at reasonable cost) |
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| Business Interruption – Covers loss of income from an insureable event (ie. Fire) |
| Machinery Breakdown – Covers the breakdown of motors (ie air conditioning) |
| General Property – Covers items outside your salon (ie laptops) |
| Electronic Equipment – Covers the breakdown of electrical goods (ie computers) |
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| (*) Premium does not include GST, Stamp Duty, Fire Services Levy (if applicable), and Government Terrorism Levy, which may vary by state. We also require an acceptable claims history, and prices are subject to change according to the start date of cover. |
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| These examples have been prepared as general advice only and without taking into account your current objectives, financial situation or needs. You should not rely on this general information without seeking individual advice and assessing what cover is appropriate for you, considering your own individual circumstances. In making any insurance decisions, you should read and consider the insurer’s Product Disclosure Statement (PDS) or Policy Wording. We are happy to provide full details of our products on request. You should also obtain and read our Financial Services Guide (FSG) which contains information about the services we provide. |
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